Temporary total disability (TTD)

Are benefits the employer is required to pay an injured employee while they are off of work due to a work related injury. The employer is not required to pay TTD benefits for the first three days of disability unless the injured employee is off of work more than 14 days, at which time the employer is responsible for payment of the first three days of disability. TTD benefits equate to 2/3 of an injured employee’s average weekly wage. An employee’s average weekly wage is calculated by determining the wages earned in the 52 weeks prior to the date of accident and dividing the total by the number of weeks and parts thereof the injured employee worked during the 52 week period. The injured employee is entitled to utilize overtime pay in the calculation of their average weekly wage at the straight time rate provided that the overtime earned was both regular and mandatory. TTD benefits, as well as all worker’s compensation benefits, are tax free.